:root{--teal-950: #0b2d34;--teal-900: #103b44;--teal-800: #164e5a;--teal-100: #dbe8e6;--rust: #b65e20;--rust-dark: #914513;--sand: #efe8dc;--cream: #f7f4ed;--paper: #fdfcf9;--ink: #213238;--muted: #607075;--line: #d9dfdc;--success: #276749;--surface: #fff;--surface-soft: #f7faf9;--brand-text: var(--teal-900);--brand-link: var(--teal-800);--accent-text: var(--rust);--alert-bg: #fff3df;--alert-border: #e4c998;--alert-text: #74400f;--error-bg: #fff0ed;--error-text: #8d2f21;--error-line: #b84936;--hero-shade: linear-gradient( 90deg, rgba(7, 32, 38, .94) 0%, rgba(9, 39, 46, .88) 38%, rgba(9, 39, 46, .2) 72%, rgba(9, 39, 46, .08) );--hero-shade-mobile: linear-gradient(90deg, rgba(7, 32, 38, .94), rgba(9, 39, 46, .67));--font-display: ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--font-body: ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;--gutter: clamp(1.1rem, 4vw, 4rem);--shadow: 0 18px 55px rgba(16, 59, 68, .11)}:root[data-palette=blue]{--teal-950: #0b2642;--teal-900: #123a63;--teal-800: #1d5f96;--teal-100: #dceaf5;--rust: #3478b8;--rust-dark: #245f96;--brand-text: #123a63;--brand-link: #1d5f96;--accent-text: #286fae;--hero-shade: linear-gradient( 90deg, rgba(6, 24, 44, .95) 0%, rgba(11, 43, 76, .88) 38%, rgba(17, 59, 101, .24) 72%, rgba(17, 59, 101, .08) );--hero-shade-mobile: linear-gradient(90deg, rgba(6, 24, 44, .95), rgba(11, 43, 76, .7))}:root[data-theme=dark]{color-scheme:dark;--paper: #101719;--cream: #151f21;--sand: #20292b;--surface: #182326;--surface-soft: #121c1e;--ink: #eef5f4;--muted: #afbfbe;--line: #344548;--teal-100: #1d383c;--success: #78d4a4;--brand-text: #bce0df;--brand-link: #79bdc2;--accent-text: #ee9a61;--alert-bg: #332819;--alert-border: #665033;--alert-text: #f0c98e;--error-bg: #351e1b;--error-text: #ffb4a8;--error-line: #cf6d5d;--shadow: 0 18px 55px rgba(0, 0, 0, .32)}:root[data-theme=dark][data-palette=blue]{--teal-100: #172f49;--brand-text: #badbfa;--brand-link: #78b7ec;--accent-text: #82bdf0}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:var(--font-body);font-size:1.125rem;line-height:1.58;transition:color .2s,background .2s}button,input,textarea,select{font:inherit}button,a{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:var(--font-display);line-height:1.13;letter-spacing:-.035em}h1{font-size:clamp(2.65rem,6vw,5.5rem)}h2{font-size:clamp(2rem,4vw,3.65rem)}h3{font-size:clamp(1.18rem,2vw,1.45rem)}p{color:var(--muted)}:focus-visible{outline:3px solid color-mix(in srgb,var(--rust) 55%,transparent);outline-offset:3px}.container{width:min(100% - 2 * var(--gutter),1240px);margin-inline:auto}.section{padding-block:clamp(5rem,10vw,8rem)}.section--cream{background:var(--cream)}.section--teal{background:var(--teal-900);color:#fff}.eyebrow{display:inline-flex;align-items:center;gap:.7rem;color:var(--accent-text);font-weight:750;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;margin-bottom:1rem}.eyebrow:before{content:"";width:2rem;height:2px;background:currentColor}.section-heading{max-width:760px;margin-bottom:3.3rem}.section-heading h2{margin-bottom:1rem}.section-heading p{max-width:650px;font-size:1.12rem}.section-heading--light p{color:#ffffffb3}.button{min-height:3.4rem;display:inline-flex;align-items:center;justify-content:center;gap:.65rem;padding:.85rem 1.5rem;background:var(--rust);color:#fff;border:1px solid var(--rust);border-radius:.25rem;font-weight:750;line-height:1.1;transition:transform .2s,background .2s,border-color .2s}.button:hover{background:var(--rust-dark);border-color:var(--rust-dark);transform:translateY(-2px)}.button--outline{background:transparent;border-color:#ffffff80}.button--outline:hover{background:#fff;border-color:#fff;color:var(--teal-900)}.button--light{background:#fff;color:var(--teal-900);border-color:#fff}.button--light:hover{background:var(--sand);border-color:var(--sand)}.button--small{min-height:2.9rem;padding:.7rem 1.2rem;font-size:.9rem}.button svg{width:1.1rem}.page-hero{padding:clamp(4.5rem,9vw,7rem) 0;background:var(--teal-900);color:#fff;position:relative;overflow:hidden}.page-hero:after{content:"";position:absolute;width:32rem;height:32rem;right:-10rem;top:-17rem;border:1px solid rgba(255,255,255,.14);border-radius:50%;box-shadow:0 0 0 6rem #ffffff06,0 0 0 12rem #ffffff05}.page-hero__content{position:relative;z-index:1;max-width:850px}.page-hero h1{max-width:800px;font-size:clamp(2.7rem,6vw,5rem);margin-bottom:1.25rem}.page-hero p{color:#ffffffb8;max-width:690px;font-size:1.2rem}.legal-hero{background:var(--teal-950)}.legal-alert{padding-block:1.2rem;background:var(--alert-bg);border-block:1px solid var(--alert-border)}.legal-alert .container{display:grid;grid-template-columns:minmax(10rem,.35fr) 1fr;gap:1rem 2rem}.legal-alert strong{color:var(--alert-text)}.legal-alert p{margin:0;color:var(--alert-text)}.prose-page__layout{display:grid;grid-template-columns:minmax(14rem,.32fr) minmax(0,1fr);gap:clamp(3rem,8vw,8rem);align-items:start}.prose-page__single{max-width:860px}.prose-page__nav{position:sticky;top:2rem;display:grid;border-top:1px solid var(--line)}.prose-page__nav strong,.prose-page__nav a{padding:.75rem 0;border-bottom:1px solid var(--line)}.prose-page__nav a{color:var(--brand-link);font-size:.9rem}.prose-page__nav a:hover{color:var(--accent-text)}.prose-page__content{max-width:850px}.prose-page section{scroll-margin-top:2rem;margin-bottom:3.5rem}.prose-page h2{font-size:clamp(1.65rem,3vw,2.45rem);margin-bottom:1rem}.prose-page h3{margin-top:2rem}.prose-page li{margin-bottom:.55rem;color:var(--muted)}.prose-page a:not(.button){color:var(--brand-link);text-decoration:underline;text-underline-offset:.2em}.legal-reviewed{color:var(--accent-text);font-size:.82rem;font-weight:700}.legal-details{border-top:1px solid var(--line)}.legal-details>div{display:grid;grid-template-columns:minmax(10rem,.4fr) 1fr;gap:1rem;padding:.8rem 0;border-bottom:1px solid var(--line)}.legal-details dt{font-weight:700}.legal-details dd{margin:0;color:var(--muted)}.legal-table{border:1px solid var(--line);margin:1.5rem 0}.legal-table>div{display:grid;grid-template-columns:1fr 1fr}.legal-table>div+div{border-top:1px solid var(--line)}.legal-table strong,.legal-table span{padding:.85rem}.legal-table strong{background:var(--teal-100);color:var(--brand-text)}.legal-table span+span,.legal-table strong+strong{border-left:1px solid var(--line)}@media(max-width:700px){body{font-size:1.125rem}.section{padding-block:4.5rem}.section-heading{margin-bottom:2.4rem}.button{width:100%}}@media(max-width:760px){.legal-alert .container,.prose-page__layout{grid-template-columns:1fr}.prose-page__nav{position:static}.legal-details>div,.legal-table>div{grid-template-columns:1fr}.legal-table span+span,.legal-table strong+strong{border-left:0;border-top:1px solid var(--line)}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}}:root{--rust: #9b4c18;--rust-dark: #7c3b12}:focus-visible{outline:3px solid var(--brand-link);outline-offset:4px}.section--teal :focus-visible,.hero :focus-visible{outline-color:#fff}.reading-width{max-width:780px}.reading-width h1{font-size:clamp(2.1rem,5vw,3.5rem);margin-block:1.5rem}.reading-width p{line-height:1.75}.trust-grid,.advice-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:2rem}.trust-grid article,.advice-grid article{padding:1.5rem;border-top:3px solid var(--rust);background:var(--surface)}.trust-grid h2,.advice-grid h2{font-size:1.5rem}.advice-grid a,.text-link{text-decoration:underline;text-underline-offset:.2em}.text-link{display:inline-block;padding-block:.8rem;font-weight:700}.plain-answer{border-top:1px solid var(--line);padding-block:1.5rem}.simple-figure{margin:3rem 0;max-width:850px}.simple-figure figcaption{padding-block:1rem}.hero__actions{display:flex;flex-wrap:wrap;gap:1rem;margin-block:1.5rem}@media(max-width:850px){.trust-grid,.advice-grid{grid-template-columns:1fr}}